The Mortgage Dudes Podcast

Bald is Buddha-ful

The dudes catch up from their month off with their end of summer shenanigans, then go back to business. Have you considered buying a home with a friend? What's the truth of credit karma? Is a one stop shop realtor the best for buyers? Check out this episode for the answer for these questions.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________
Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548
Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

The Men, The Myths, The Dudes

There is so much misinformation out there about buying homes these days. The dudes go over some of the top Home Buying Myths today and educate you on how you can be a homeowner regardless of the negative things you hear.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________
Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548
Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.
 
FHA loan with 3.5% down payment. Loan Amount $245,471 with a fixed interest rate of 6.500% (7.110% APR) for 30 years = $1,661.55 monthly payment.
Conventional loan with 20% down payment. Loan Amount $280,000 with a 7.000% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.
Conventional loan with 3% down payment. Loan amount $130,950 with a fixed interest rate of 6.5% (6.859% APR) for 30 years = $860.43 monthly payment.
Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.711% APR for 30 years = $1536.75 monthly payment.
Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.767% APR for 15 years = $2107.19 monthly payment.
Payment is Principal & Interest only, based on a 790 credit score. Does not include amounts for taxes & home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. Loan program examples are for illustrative purposes only. This is not a commitment to lend.

Even the Pizza Man Can with Time and a Plan!

This week, the dudes are serving up a hot fresh mortgage pie! Listen to learn about VA loans, continuing information on Multi-Family Homes, what other services The Dudes provide, and what have they been up too this summer!
 
Thanks for listening and enjoy the show!
_____________________________________________________________________________________________________________________
For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________________________________________________________________
Shane Marzullo Greentree Mortgage Services
419-861-9008 | 7555 Airport Hwy, Suite A * Holland, OH 43528
NMLS 275577/133641, MI FR0018548
 
Ed Moloney Equity Resources, Inc.
774-573-0329 | 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321
MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.
 
Certain restrictions apply, call for details.

The Cather and The d-RYE-ve

Join Shane and Ed as they educate on FHA, Non-Occupant Co-Borrower and Multifamily units. Then, the age old debate of which is better, fishing or golfing.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________
Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548
Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

The Glamper and The Fisherman

The dudes discuss insurance, how to decide how much home you can afford, buying a foreclosed home, and how glamping is better than fishing.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free
visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________
Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548
Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.
Loan program example is for educational purposes. This is not a commitment to lend. Programs are subject to change without notice. Certain restrictions apply, call for details.

Trigger Leads TRIGGER ME!! (When I Should Lock Your Rate and What the Heck are Trigger Leads)

In today's episode the dudes talk the right timing to lock a rate and do a dive into what are trigger leads and why they put the dudes in a mood.
To get out of the scope of the trigger leads, check out our instructions here,
https://rebrand.ly/RemoveFromLists
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/
_____________________________________________________________
Shane Marzullo
419-861-9008
Greentree Mortgage Services
7555 Airport Hwy, Suite A * Holland, OH 43528
NMLS 275577/133641, MI FR0018548
 
Ed Moloney
Equity Resources, Inc.
774-573-0329
465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536
NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03
DBA Equity Resources of Ohio, Inc.
 
Certain restrictions apply, call for details.

Ep.2 Listen to the Professionals

Ed and Shane discuss how anyone can be a homeowner regardless of the myths and misinformation out there.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free
visit https://greentreeloan.com/ or http://www.moloneymortgage.com/
_____________________________________________________________
Shane Marzullo
419-861-9008
Greentree Mortgage Services
7555 Airport Hwy, Suite A * Holland, OH 43528
NMLS 275577/133641, MI FR0018548
 
Ed Moloney
Equity Resources, Inc.
774-573-0329
465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536
NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579.
NH 23282-MB-BCH. RI 20153125LL B03
DBA Equity Resources of Ohio, Inc.
Certain restrictions apply, call for details.
*Compliance*
00:04:23:23 - Conventional loan with a 20% down payment. Loan Amount $280,000 with a 7% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.**
 
00:05:12:01 - Conventional loan with a 3% down payment. Loan Amount $242,500 with a 7% fixed interest rate/7.331% APR for 30 years = $1,680.05 monthly payment. ** Conventional loan with a 5% down payment. Loan Amount $237,500 with a 6.5% fixed interest rate/6.767% APR for 30 years = $1,550.64 monthly payment.**
 
00:17:12:17 - Purchase Price $1,150,000 with a $425,000 down payment. Loan Amount $725,000.Fixed APR 7.427 for 30 years = $5,007.39 monthly payment* * Refinance: Loan Amount $725,000. Fixed APR 6.564% for 30 years = $4,582.49 monthly payment**
 
00:21:02:12 - Conventional loan with a 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/6.958% APR for 30 years = $1,313.86 monthly payment.** *Conventional loan with an 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/7.081% APR for 15 years = $1,783.71 monthly payment.** 
 
**Disclaimer** 
Payment is Principal &; Interest based on a 790 credit score. Does not include amounts for taxes and home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. This is not a commitment to lend. Loan program example is for educational, illustrative purposes only.

Welcome to Our Show!

Meet your hosts, Shane Marzullo of Greentree Mortgage Services and Ed Moloney of Equity Resources, Inc., two of the most knowledgeable, and possibly the wackiest, mortgage lenders around.
In this episode, you will get to know the dudes, hear their goals for this show, and learn the true facts of the current market for January 2024.
Thanks for listening and enjoy the show!
__________________________________________
For more information and to apply for free visit
https://greentreeloan.com/ or https://moloneymortgage.com/ _____________________________________________________________
Shane Marzullo
Greentree Mortgage Services
419-861-9008
7555 Airport Hwy, Suite A * Holland, OH 43528
NMLS 275577/133641, MI FR0018548
 
Ed Moloney
Equity Resources, Inc.
774-573-0329
465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536
NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.
 
Certain restrictions apply, call for details.